Sometimes the biggest hurdle to buying a home is the upfront cost. If you’re ready to purchase but need help with your down payment or closing costs, we have solutions to help you move forward.
Down payment assistance can bridge the gap between wanting a home and owning one. Combined with our education and lending programs, it’s a powerful way to start your journey with confidence.
The HOC team is licensed and registered with the Nationwide Mortgage Licensing System (NMLS), which certifies that we meet regulatory industry requirements. Our NMLS number is 362854.
Create your account and gain access to expert guidance, HUD-certified counseling, and homebuyer education. Get connected with an expert on our team that can guide you through down payment assistance.
A: The down payment assistance is a fully amortizing loan with required regular monthly payments.
A: HOC can provide a down payment assistance loan to pair with your home loan from a local or regional lender, or we can provide your home loan, but we cannot provide both on the same purchase.
A: HOC’s down payment assistance loans have an income restriction which varies by county and is updated annually according to USDA guidelines. Please consult with HOC’s advisor or loan originator for these details.
A: The HomeOwnership Center works with all income levels and has many programs and services for a wide variety of people. Copy from Build my credit page and make consistent
A: The HomeOwnership Center offers customers the tools and knowledge they need to become informed consumers and successful homebuyers. The eight hour online Homebuyer Education course provides an overview of the home buying process and what lenders expect. Counselors help customers address their obstacles to home ownership and HOC continues to provide educational opportunities and counseling after a home purchase to ensure sustainable success.
