Sometimes the biggest hurdle to buying a home is the upfront cost. If you’re ready to purchase but need help with your down payment or closing costs, we have solutions to help you move forward.
To strengthen communities by creating and supporting successful homeowners through education, counseling, and responsible lending.
Empowering families to achieve financial confidence and the dream of homeownership.
The HomeOwnership Center was founded to fill a critical gap in rural housing resources. Over the years, we’ve helped thousands of people buy homes, improve credit, and build financial futures. Today, we remain committed to serving a wide range of customers and helping them through the life of their homeownership journey.
The HomeOwnership Center began as a program of the Randolph County Housing Authority (RCHA) and became a legally independent 501(c)(3) nonprofit corporation in June 1998.
HOC joined NeighborWorks America as a chartered member, becoming part of a national network of nearly 250 nonprofit organizations focused on affordable homeownership and community development.
The organization moved from shared space within the RCHA building to its own renovated historic home on Randolph Avenue in Elkins.
HOC celebrated a major milestone by assisting its 250th homebuyer.
Recognized by the West Virginia Housing Development Fund as a top-producing nonprofit housing lender.
Helped our 500th homebuyer achieve the dream of homeownership!
Marked 15 years since incorporation, continuing to expand services and impact.
Honored by Fahe, a membership organization supporting non-profits dedicated to building a thriving Appalachia, as its Rising Star Lender of the Year.
Celebrated 20 years of service, assisting nearly 1,000 homebuyers and providing counseling and education to more than 3,200 customers.
Recognized by the USDA Rural Development office and its State Director for “outstanding work in support of helping rural West Virginians realize the dream of homeownership.”
Began offering week-long Financial Education classes to senior Civics classes at local high schools and youth training programs.
Launched Preferred Realtor program.
Celebrated HOC's 25th anniversary with a year-long campaign dedicated to highlighting our impact in the community.
Reached a milestone of serving 5000 customers with counseling and education.
In just the last five years, we have helped to create over 225 new homeowners, we educated nearly 230 new home buyers and provided financial counseling to over 850 households.
